January 12, 2020

Buying a new roof is a significant investment. If 2020 is the year that you’re looking to replace that old roof, we have some suggestions designed to help you get the most out of your new purchase.

The cost can often range from about $5,000 to $10,000 depending on the size of your home, materials used, and other factors. If you’re considering a new roof, it helps to consider whether repairs may resolve the problem. It’s often a more affordable way to approach the situation, but this route comes with limitations. 

Buying a new roof isn’t cheap but it doesn’t have to be overwhelming. Here is our guide to buying a new roof. 

Buying a New Roof in 2020

Get a Roof Inspection – Before you commit to the cost of a new roof, it’s good to know whether you need it, or if the existing roof simply needs to be repaired. A roof inspection is an economic way to find answers before you purchase the new roof. 

With a roof inspection you’ll understand what’s truly going on with your roof. At an average price of around $200, this becomes a solid investment. At FTC Oury, we can also make this assessment for you. But we get it – some people prefer to have an independent assessment before bringing in the contractor. 

Check for Additional Coverage – One of the many questions that you should have answered in the home-buying process is whether the roof is under warranty. This can help you from being surprised in the near future with a significant expense. It’s a good idea to find out how long that warranty will last. 

Another option is to check the coverage under a new-home warranty. Check with the Federal Trade Commission for how to make this type of claim, and how to make the most of any roof coverage.  

Competitive Shop – If you did go with a roof inspector, you can ask them for roofing contractor recommendations. Word of mouth through friends and family that you trust can also be a popular way to find a quality contractor. Directories of online contractors and reviews can also be an excellent way to find the right contractor. 

If you’re looking for a new roof in the Midwest, contact us to discuss your situation. It never hurts to talk with multiple companies, and get multiple quotes.

Understand Financing – Many home owners can’t afford to pay for a new roof outright. With the kind of cost involved, that’s understandable. There are FHA Title 1 loans, or state incentives for environmentally friendly roofing options. It often helps to pay cash, but that may not be the reality. 

The best thing you can do is talk with your roof inspector, or roofing contractor. A reputable roofer might be able to help you understand all the financing options that are available to you. 

Know Where Your Roof Stands – The comprehensive home inspection for new home buyers is an excellent opportunity to find out what you need to know about the roof on the home you are looking to purchase. From that point, it’s good to keep track and plan accordingly for repairs and replacement. If you didn’t have a home inspection, or you have owned your home for a long time, a roof inspection can help. 

When you have this information you can plan accordingly and be ready for the repair or replacement when the time comes. 

Research Materials – You may not want the same materials that the old roof was made from. A good bet is always to research the type of materials that work best in your geographic area. In the Midwest, that’s often traditional asphalt tiles, but it could also be cedar shake, flat roofs, tear-offs or green roofing. 

When it comes time to purchase a new roof, make sure that your contractor is using materials from a reputable company, such as Owens Corning.


Purchasing a new roof is a complicated process. Make sure that you do your research and land with a contractor who will operate with your best interest in mind. If you have any questions, or would like to discuss your next project, contact us today!


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